
COVER CREDIT
Personal mortgage consultant, Donna Smith, simplifies the choices of mortgage products that are available to help
you build or renovate your castle (202-232-2744). Meet her at POH’s Build/Renovate Your Own Castle III. For
additional event information see
page 3.
Photo by Camille Mosley-Pasley of Pasley Place Photography. See additional photographs by Mosley-Pasley on pages 1, 20, and 23 (202-581-4114).Makeup by Kawana (240-605-2957).
Doll house from Once Upon a Time (703-255-3285).
Jewelryby Anthony Driver. See additional jewelry by Driver on pages 1, 20, and 27 (240-821-8700)
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COVER
STORY
20 Using Your House As a
Financial Tool:
Mortgage Strategies
Building or renovating your house into your dream castle requires the right tools, which include the right financial products. In the cover story, personal mortgage consultant Donna Smith discusses the different types of mortgages, and how you can use your home as a financial tool to reach your homeownership and other dreams.
FOCUS: Build/Renovate Your Own Castle III
23 In Your Castle
FEATURE:
24 Poetry Pier
DEPARTMENTS
2 LETTERS TO THE EDITOR
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THE
PUBLISHER’S POINT
4 You Are Invited
PRAISING THE PAST
5 Njinga
THE OTHER SIDE
6 Where Hope Still Lives
THE MIDDLE PASSAGE: A STORY OF SURVIVAL
7 Walking Along the Edge of Foreclosure
MONEY MATTERS
8 Survival Marketing for Today’s Economy
OUR
SPACE
10 Recession-Proof Decorating
TRAVEL
STORY
12 Back to Banjul
HEALTH
14 Interactions of the
Wrong Kind
16 Thriving with Lupus
RECIPE
25 Café Trope’s Tuna Tartar
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BOOK
REVIEW
26 Bent Knees
Straighten Crooked
COMING
UP
27 Harlem Week Marketplace, Democratic, and
Republican Conventions
ENTERTAINMENT
28 The 45s’ Comeback
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